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Insights

Practical guidance on protecting your business, your fleet, your employees, and your home — written by the Palomar team.

Blog 1
Transportation

Oil Hauler Insurance: Specialized Coverage for Fuel Transportation

Fuel transportation comes with risks that standard trucking policies may not fully cover. Explore essential oil hauler insurance coverages, from pollution liability to cargo protection, and learn how Palomar helps fuel haulers close coverage gaps.
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Latest Articles

Semi truck at a weigh station with a driver reviewing paperwork.
Transportation

Trucking Insurance Made Simple: Coverages, Filings, and Ways to Cut Costs

When you launch or grow a trucking company, you need coverage and filings that keep operations protected and road-legal. Learn how core coverages, supplemental endorsements, FMCSA and state filings, liability limits, driver standards, safety technology, equipment records, and cargo security affect protection and pricing.
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Healthcare is your second largest expense. Who controls it?
Employee Benefits

Healthcare Is Your Second-Largest Expense. Why Are You Letting Someone Else Control It?

If healthcare is your company’s second-largest expense, you should not have to manage it without visibility into prices, contracts, or claims data. Seek access to better data, better care, lower prices, and aligned incentives so you can take ownership of healthcare spending and make deliberate benefits decisions.
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Blog 2
Transportation

Safety Tips for Auto Hauling

If you haul vehicles, safer driving, proper insurance, regulatory knowledge, equipment maintenance, and disciplined loading can reduce accidents, violations, and cargo damage. Review hours-of-service requirements, inspect your equipment, maintain your fleet, secure cargo evenly, and work with a specialist who understands auto hauling risks.
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Blog 3
Transportation

Know Potential DOT Violations to Avoid Penalties

Your trucking operation can avoid costs and disruption by addressing common Department of Transportation violations. Focus on vehicle maintenance, driver qualification and training, hours of service, driving practices, controlled substances and alcohol, hazardous materials, and parts and accessories, supported by documented safety policies and procedures.
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Blog 4
Personal Insurance

Common Reasons a Homeowner’s Claim Is Denied

To reduce the chance of claim problems, report losses promptly, prevent further damage, complete required claim steps, pay premiums, and describe your property’s use accurately. Understand exclusions, optional coverages, and policy limits, then ask an agent and internal claims team to clarify your protection before a loss.
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Blog 5
Palomar News

Beyond Expectations:  Summer Intern Exceeds Goals

Charlie Gerace supported Palomar’s commercial marketing work in the Birmingham office, assisting with applications and insurance submissions while compiling property values for more than 70 properties. His internship developed practical insurance skills, confidence, and interest in the industry through hands-on work, mentorship, and exposure to corporate risk.
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