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Commercial Insurance

Take proactive steps to protect your assets. From risk management to cyber liability, Palomar builds commercial programs around the way your business actually runs.

Founded in 1954, Palomar is one of the oldest independent agencies in the Southeast. We shop the market on your behalf and stay with you through renewal and claims.

Our commercial lines advisors take time to understand your goals and review your coverage for all of your business needs, no matter what industry you serve.

Serving clients since

1954

Agency type

Independent

Protect the business

Commercial Insurance 1

Property and Casualty Insurance

Protects buildings, equipment, inventory and liability exposures from the risks of daily operations.

Commercial Insurance 2

Cyber Insurance

Coverage for data breaches, ransomware and the business interruption that follows a cyber incident.

Commercial Insurance 3

Bonds and Surety

Contract, license and permit bonds that help you win work and meet regulatory requirements.

Commercial Insurance 4

Risk Management

Loss control and safety guidance that reduces claims before they happen and keeps premiums in check.

Protect the business

Workers' Compensation

Covers medical costs and lost wages when an employee is hurt on the job, and protects the business from related claims.

Employee Benefits

Group health and benefits programs built for cost visibility, so you can manage your second-largest expense with real data.

Industry Programs

Dexter Avenue Office

Construction

Protects buildings, equipment, inventory and liability exposures from the risks of daily operations.

Commercial Insurance 5

Agribusiness

Farms and ag operations, plus the structures and equipment behind them.

Commercial Insurance 6

Egg Farmers

Programs for layer and cage-free operations, from barns to flocks.

Commercial Insurance 7

Resturant

Property, liability and liquor coverage for food service businesses.

Commercial Insurance 8

Cosmetic Surgery

Coverage built for cosmetic and aesthetic surgery practices.

Not sure which coverage you need?

Talk to a Palomar agent who works in your industry every day. No obligation.

info@palomarins.com

(800) 489-0105

Latest from Commercial Insurance

Every construction project runs on a plan. There’s a schedule, a budget, a set of drawings, and a sequence everyone follows to get from dirt to done. Your insurance should work the same way. Too often, coverage gets treated as a box to check at bid time and forgotten until something goes wrong.  That’s when […]

Construction moves on trust, but public and many private projects require more than a handshake. Surety bonds help owners confirm that a contractor can bid the work accurately, perform the contract, and pay subs and suppliers. When bonding is in place, projects tend to move with fewer surprises and stronger financial controls. Contractors often ask […]

If you are expanding an egg facility or converting to cage-free housing, spatial separation can reduce fire spread and support insurability. Recommended distances vary by construction and flock capacity, while taller aviary buildings change the risk and make detection, suppression, electrical, ventilation, and housekeeping controls especially important.
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