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Insights

Practical guidance on protecting your business, your fleet, your employees, and your home — written by the Palomar team.

Blog 1
Transportation

Oil Hauler Insurance: Specialized Coverage for Fuel Transportation

Fuel transportation comes with risks that standard trucking policies may not fully cover. Explore essential oil hauler insurance coverages, from pollution liability to cargo protection, and learn how Palomar helps fuel haulers close coverage gaps.
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Latest Articles

Blog 2
Personal Insurance

Three Things to Do Before Severe Weather Hits

Severe weather rarely gives much notice, and the work that protects your home happens before the forecast changes. Review your coverage and wind and hail deductible, lock in flood coverage before waiting periods leave you exposed, and document what you own while you still can. With a plan in place for the day itself, you’ll be ready before the next warning hits.
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Blog 3
Palomar News

Palomar Insurance Receives Leading Workplace for Women Award from the Girl Scouts

Palomar received the Leading Workplace for Women recognition from the Girl Scouts of Southern Alabama for supporting women’s leadership, success, and equal opportunity. The award reflects Palomar’s women leaders and community involvement, as well as its partnership with the Girl Scouts’ mission to build courage, confidence, and character.
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Blog 4
Transportation

What is an MCS-90, and why do I have to have it attached to my policy?

If you run an interstate authority, your liability policy carries an MCS-90 endorsement, but it isn’t extra coverage for your business. It’s a federal guarantee that the injured public gets paid when your policy denies a claim, and your insurer can then bill you for every dollar. Here’s how the MCS-90 works and the steps that keep your claims from being denied in the first place.
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Blog 5
Agribusiness

Cybersecurity Growing Concern for Ag Sector

As farms adopt connected devices, automated barn controls, and web-based management systems, cyber exposure has moved well past the back office. On a livestock or poultry operation, a locked-up system isn’t an inconvenience; it’s a welfare emergency on a clock, and attackers know that pressure makes producers more likely to pay. Here’s where agricultural operations are most exposed and how cyber liability coverage helps protect them.
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Ice-coated tree branches over a residential roofline after a winter storm.
Home Insurance

Ice, Snow, and Your Roof: Preventing Winter Damage

Winter property damage in the Southeast often starts with ice, falling limbs, clogged gutters, or meltwater beneath shingles. Protect your property with seasonal maintenance, safe damage documentation, snow-load and ice-dam precautions, roof-specific removal methods, contractor insurance verification, and a timely review of your property coverage.
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Blog 6
Home Insurance

Winterize Your Property and Reduce Claims

A sudden freeze after a mild autumn catches property owners off guard every year, and Southern homes with plumbing in crawlspaces, attics, and exterior walls are especially vulnerable to burst pipes. Insulate exposed pipes, know where your main water shutoff is, service your heating system, and run generators outdoors only. Commercial properties can cut risk and improve renewal terms by setting written freeze triggers and keeping documented maintenance logs.
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