Employee Benefits - Palomar Insurance

Why Employers Would Never Buy Anything Else the Way They Buy Healthcare

Imagine a grocery store with no prices listed anywhere. You fill a cart, reach the register, ask what it costs, and hear: “Don’t worry about

October 1, 2026

Palomar Insurance Corporation Earns Sentry® Transportation Award for Fourth Consecutive Year

Palomar Insurance Corporation is proud to be recognized by Sentry Insurance as a 2026 Agency of Excellence. This award reflects our commitment to offering the

September 28, 2026

Spatial Separation for Egg Farmers

As egg producers expand facility footprints and convert to cage-free housing, managing fire risk has become central to protecting capital investment and securing favorable property

September 22, 2026

Five Upgrades That Lower Your Homeowners Premium

Want to lower your homeowners insurance premium without giving up protection? The right improvements and a well-managed policy can unlock real carrier discounts. We sat

September 18, 2026

Trucking Insurance Made Simple: Coverages, Filings, and Ways to Cut Costs

A plain-language guide to commercial trucking insurance: the three core coverages, the supplemental protections most carriers need, the FMCSA and state filings that keep authority active, and what actually moves your premium. Includes current federal minimum limits, the pending rulemaking that could raise them, and practical steps owner-operators and small fleets can take to improve pricing without cutting protection.

September 11, 2026

Healthcare Is Your Second-Largest Expense. Why Are You Letting Someone Else Control It?

Most business owners scrutinize a $100,000 truck purchase far more closely than a health plan that will cost far more over the same period. The difference is not carelessness — it is that healthcare is one of the few major corporate expenses where the buyer has almost no visibility into pricing or where the money goes. Mike Otis, Vice President of Employee Benefits at Palomar, lays out the four kinds of access an employer needs to manage healthcare the way they manage every other line item.

September 3, 2026

Safety Tips for Auto Hauling

Contact the Palomar Transportation Team to learn more. *The Federal Motor Carrier Safety Administration (FMCSA) is an agency within the Department of Transportation.

September 1, 2025

Palomar Insurance Strengthens Risk Consulting Team with Transportation Safety Expert Danny McPeters

Palomar Insurance Corporation has expanded its Risk Consulting Services with the addition of Danny McPeters, a veteran transportation safety leader and former Georgia Division Administrator for the FMCSA.

August 25, 2025

Know Potential DOT Violations to Avoid Penalties

The trucking industry faces enough challenges without accruing avoidable Department of Transportation (DOT) violations. Violations can lead to DOT sanctions, including fines, suspension of operations,

August 15, 2025

Common Reasons a Homeowner’s Claim Is Denied

Most denied claims are not about the insurance company saying “no” – they are about misunderstandings. A knowledgeable agent can help you avoid these pitfalls

August 7, 2025

Beyond Expectations: Summer Intern Exceeds Goals

Is anyone else having a hard time believing summer is coming to an end? As we wrap up the season, we’re grateful for the time

August 6, 2025

Swiss Re Sigma Report 2025:Navigating the Rising Tide of Catastrophe Risk

The latest Swiss Re Sigma Report delivers a sobering yet essential analysis of global natural catastrophe trends. As climate-related risks intensify, the insurance and reinsurance industries face

July 30, 2025

Category: Employee Benefits