Category: Construction Insurance

Mind the Gaps in your Trucking Insurance

Many trucking policies leave miscellaneous cargo equipment, aftermarket electronics like ELDs and dash cams, and towing and recovery costs underinsured or excluded entirely. Learn where these three common coverage gaps hide and how the right endorsements protect fleets and owner-operators before a claim exposes them.

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Spatial Separation for Egg Farmers

If you are expanding an egg facility or converting to cage-free housing, spatial separation can reduce fire spread and support insurability. Recommended distances vary by construction and flock capacity, while taller aviary buildings change the risk and make detection, suppression, electrical, ventilation, and housekeeping controls especially important.

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Five Upgrades That Lower Your Homeowners Premium

You may lower your homeowners premium through five practical improvements: a FORTIFIED roof, monitored security, leak sensors, policy consolidation, and strong credit habits. Alabama’s FORTIFIED grant program, your deductible, and your roof’s age also matter, so a full policy review can uncover discounts and coverage gaps.

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Safety Tips for Auto Hauling

If you haul vehicles, safer driving, proper insurance, regulatory knowledge, equipment maintenance, and disciplined loading can reduce accidents, violations, and cargo damage. Review hours-of-service requirements, inspect your equipment, maintain your fleet, secure cargo evenly, and work with a specialist who understands auto hauling risks.

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Know Potential DOT Violations to Avoid Penalties

Your trucking operation can avoid costs and disruption by addressing common Department of Transportation violations. Focus on vehicle maintenance, driver qualification and training, hours of service, driving practices, controlled substances and alcohol, hazardous materials, and parts and accessories, supported by documented safety policies and procedures.

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