Construction Insurance Checklist: Protecting Your Project from Start to Finish
Every construction project runs on a plan. There’s a schedule, a budget, a set of drawings, and a sequence everyone follows to get from dirt
Every construction project runs on a plan. There’s a schedule, a budget, a set of drawings, and a sequence everyone follows to get from dirt
Construction moves on trust, but public and many private projects require more than a handshake. Surety bonds help owners confirm that a contractor can bid
Many trucking policies leave miscellaneous cargo equipment, aftermarket electronics like ELDs and dash cams, and towing and recovery costs underinsured or excluded entirely. Learn where these three common coverage gaps hide and how the right endorsements protect fleets and owner-operators before a claim exposes them.
If you fund employee healthcare, you may be paying a major expense without clear prices, complete data, or accountability after renewal. Transparent pricing, direct primary care, competitive networks, pharmacy oversight, member advocacy, and aligned incentives can help you manage costs while improving access and predictability.
Palomar Insurance earned Sentry Insurance’s 2026 Agency of Excellence award, marking its fourth consecutive year of recognition. More than 70 years of experience, transportation coverage, in-house claims reporting, safety resources, and a strong Sentry relationship support Palomar’s work with trucking customers across the country.
If you are expanding an egg facility or converting to cage-free housing, spatial separation can reduce fire spread and support insurability. Recommended distances vary by construction and flock capacity, while taller aviary buildings change the risk and make detection, suppression, electrical, ventilation, and housekeeping controls especially important.
You may lower your homeowners premium through five practical improvements: a FORTIFIED roof, monitored security, leak sensors, policy consolidation, and strong credit habits. Alabama’s FORTIFIED grant program, your deductible, and your roof’s age also matter, so a full policy review can uncover discounts and coverage gaps.
When you launch or grow a trucking company, you need coverage and filings that keep operations protected and road-legal. Learn how core coverages, supplemental endorsements, FMCSA and state filings, liability limits, driver standards, safety technology, equipment records, and cargo security affect protection and pricing.
If healthcare is your company’s second-largest expense, you should not have to manage it without visibility into prices, contracts, or claims data. Seek access to better data, better care, lower prices, and aligned incentives so you can take ownership of healthcare spending and make deliberate benefits decisions.
If you haul vehicles, safer driving, proper insurance, regulatory knowledge, equipment maintenance, and disciplined loading can reduce accidents, violations, and cargo damage. Review hours-of-service requirements, inspect your equipment, maintain your fleet, secure cargo evenly, and work with a specialist who understands auto hauling risks.
Palomar expanded its risk consulting services by adding Danny McPeters, a transportation safety leader and former Georgia Division Administrator for the FMCSA. He brings experience in investigations, compliance, risk mitigation, and crash liability defense, and will provide on-site assessments, safety programs, and driver training alongside Randy Watson.
Your trucking operation can avoid costs and disruption by addressing common Department of Transportation violations. Focus on vehicle maintenance, driver qualification and training, hours of service, driving practices, controlled substances and alcohol, hazardous materials, and parts and accessories, supported by documented safety policies and procedures.