Brokerage - Palomar Insurance

Cyber insurance in 2026: what it covers, what it does not, and how to price it

This article explains how cyber insurance works in 2026, what first-party and third-party losses it typically covers, and where common exclusions limit recovery. It outlines how underwriters evaluate controls, data exposure, and incident history to price small and mid-market accounts, and why cyber remains a critical layer of resilience alongside strong security, backups, and incident response planning.

November 9, 2026

Egg Farmer Insurance: Why United Egg Producers Trusts Palomar

Commercial egg farms face unique risks, from equipment breakdown to business interruption. Learn why United Egg Producers endorses Palomar and how tailored insurance helps protect your flock, facilities, and income.

November 6, 2026

Your Benefits Plan Should Help You Win Talent, Not Lose Control

A stronger benefits plan starts with more than renewal negotiations. Explore four pillars that help employers evaluate healthcare spending, employee access, pricing, and partner accountability.

November 3, 2026

Employee Benefits That Help You Attract and Retain Top Talent

Discover how employee benefits insurance, group health coverage, and a custom benefits program can help your business attract top talent and keep valued employees.

October 30, 2026

The Supreme Court Just Changed Broker Liability. Here’s What Freight Brokers Need to Know

The Supreme Court’s broker liability ruling puts carrier vetting in the spotlight. Learn what freight brokers need to know about negligent-hiring claims, documentation, and insurance risk.

October 26, 2026

Construction Insurance Checklist: Protecting Your Project from Start to Finish

Every construction project runs on a plan. There’s a schedule, a budget, a set of drawings, and a sequence everyone follows to get from dirt

October 22, 2026

Surety Bonds For Contractors: Costs, Credit, And How To Qualify

Construction moves on trust, but public and many private projects require more than a handshake. Surety bonds help owners confirm that a contractor can bid

October 15, 2026

Mind the Gaps in your Trucking Insurance

Many trucking policies leave miscellaneous cargo equipment, aftermarket electronics like ELDs and dash cams, and towing and recovery costs underinsured or excluded entirely. Learn where these three common coverage gaps hide and how the right endorsements protect fleets and owner-operators before a claim exposes them.

October 9, 2026

Why Employers Would Never Buy Anything Else the Way They Buy Healthcare

If you fund employee healthcare, you may be paying a major expense without clear prices, complete data, or accountability after renewal. Transparent pricing, direct primary care, competitive networks, pharmacy oversight, member advocacy, and aligned incentives can help you manage costs while improving access and predictability.

October 1, 2026

Palomar Insurance Corporation Earns Sentry® Transportation Award for Fourth Consecutive Year

Palomar Insurance earned Sentry Insurance’s 2026 Agency of Excellence award, marking its fourth consecutive year of recognition. More than 70 years of experience, transportation coverage, in-house claims reporting, safety resources, and a strong Sentry relationship support Palomar’s work with trucking customers across the country.

September 28, 2026

Spatial Separation for Egg Farmers

If you are expanding an egg facility or converting to cage-free housing, spatial separation can reduce fire spread and support insurability. Recommended distances vary by construction and flock capacity, while taller aviary buildings change the risk and make detection, suppression, electrical, ventilation, and housekeeping controls especially important.

September 22, 2026

Five Upgrades That Lower Your Homeowners Premium

You may lower your homeowners premium through five practical improvements: a FORTIFIED roof, monitored security, leak sensors, policy consolidation, and strong credit habits. Alabama’s FORTIFIED grant program, your deductible, and your roof’s age also matter, so a full policy review can uncover discounts and coverage gaps.

September 18, 2026

Category: Brokerage